 Nursing home abuse & neglect continues to be a tremendous problem throughout the U.S. and South Carolina. The U.S. is home to approximately 16,000 nursing home facilities and nearly 1.7 million beds. with South Carolina having about 187 nursing homes and 20,000 beds. 1
With the continued growth of the elderly population and expansion of elder care facilities, nursing home abuse & neglect will continue to be a growing trend. Because of difficulty in communication and oversight warning signs are often easily overlooked. Here are 5 Warning Sings of Nursing Home Abuse & Neglect you should be aware of: 1.) Bed Sores 2.) Frequent Falling 3.) Rapid Weight Loss 4.) Bruises and Fractures that are unexplained 5.) Other Forms of Neglect, including: poor hygiene & unattended medical needs Elder abuse is not only an issue at nursing homes but can also take place at assisted living facilities, residential facilities, rehab facilities, and any facility where an elderly individual is housed for a period of time. If a loved one has experienced any of the above warning signs it is important to talk with a lawyer about this potentially abusive scenario. Attorney Wil Alexander would be happy to talk with you about your situation and how our office may assist you and your loved ones.
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 Multiple sources have confirmed that a self-driving Uber struck and killed a pedestrian in Arizona late Sunday evening.
The New York Times reports that "The Uber vehicle was in autonomous mode with a human safety driver at the wheel when it struck the woman". The New York Times also reports that Uber has currently suspended its testing of self-driving cars. This is reportedly the first death involving an a self-driving vehicle and a pedestrian. The news of this self-driving vehicle death further calls into question the safety of autonomous vehicles and laws surrounding the use and development of self-driving vehicles. While self-driving cars have long been thought to be safer alternative to human drivers, there are serious questions remaining about the programming of these vehicles and the laws surrounding use of these vehicles.  What is an insurance adjuster?
An insurance adjuster (sometimes called a claims adjuster) is a person who works for an insurance company and whose job is to decide how much money the insurance company will pay people when they are injured or when their property is damaged, lost, or stolen. (Source) What does an insurance adjuster do? An insurance adjuster's job is to try and determine how much an insurance company should compensate an individual for his/her personal injuries or property damages. An insurance adjuster's role is to help the insurance company pay the lowest amount possible for a property or injury claim. Adjusters may handle "property claims" involving damage to buildings & structures, or "liability claims" involving personal injuries of third-party property damage from liability situations, such as car wrecks or slip & falls. (Source) Throughout the Claims Process Insurance Adjusters will typically: -Verify if an insurance policy exists for the insured person. -Investigate risk(s) of loss(es), or damages to property, including the loss of property and or bodily injury. -After completing the above investigations, the adjuster will evaluate the covered injuries and/or damages. -Negotiate a settlement for a claim(s) [insurance adjusters try to settle claims as quickly and inexpensively as possible] (Source) An insurance adjuster will most likely contact you shortly after you have been involved in an accident. The insurance adjuster will generally ask you to make a statement about your accident and what happened. He or she may even ask if you would make a written or recorded statement. It is best to avoid making statements to an insurance adjuster until you speak with your lawyer. Dealing with injuries and insurance claims can be complex and stressful. If you have been injured and have questions call Wil today. **The information on this blog is not intended as legal advice. You should always consult a lawyer if you have questions about your potential legal claim**  By: Attorney Wil Alexander
MedPay (Medical Payments Coverage) is no fault insurance coverage. This means it can be used by an individual to cover medical bills no matter who is at fault in the car accident. (whether or not you caused the accident). MedPay coverage is generally paid out quickly by your insurance company, helping to cover some of the first medical bills you encounter after your personal injury. MedPay coverage covers an individual up to the amount of coverage purchased (this amount is generally between $1,000 and $5,000). In South Carolina, MedPay coverage is not mandatory therefore you only have MedPay coverage if you choose to. Not everyone chooses to have MedPay coverage in their car insurance policy, so it is not available to all individuals who are injured in car accidents. If an individual was not at fault in the car wreck, MedPay coverage will cover medical bills in addition to what the at-fault drivers’ insurance company pays out. Sometimes individuals are confused as to why their insurance company (the company they have purchased insurance from) is the first to pay out money for their injuries in a car wreck if they are not at fault. This is typically because the individual has MedPay coverage. Generally, your personal injury lawyer will help you navigate through MedPay coverage. Importantly, your lawyer will not take a percentage of MedPay as part of their contingency fee. So how does med pay work in reality? Many times it is helpful to think of insurance coverage in a simple example scenario. A contingency fee is the most typical fee used by lawyers in personal injury cases and is important to understand before the start of your case.
A contingency fee is an agreement between you (the client) and a lawyer where the lawyer agrees to accept a set percentage of the recovery of your case as the lawyer’s fee. The recovery in a case is the final amount paid out to the client at the conclusion of the case. (In a typical car wreck case, this is the amount paid out by the insurance company). If your case results in a recovery (you win the case), the lawyer is paid a percentage of the recovery. This percentage of the recovery is the lawyer’s fee for the case. If you do not recover in your case (you do not win), the lawyer is not paid for working on your case. When a contingency fee is used, your lawyer is only paid if you win your case. Our firm always uses contingency fees in personal injury cases, so we do not get paid unless we win for you. If you have questions about how contingency fees work I am happy to answer them. Feel free to contact me anytime. 1. Never lie about what happened. If unsure say "I'm not sure what happened". 2. Never resist an offer to be examined for injuries - seek medical attention as soon as possible and listen to your health care providers advice. 3. Never give a written or recorded statement to the insurance representative. 4. Do not admit anything - you may think you're at fault but it's best to talk with a lawyer beforehand. 5. Never agree to a settlement without consulting a lawyer -it is important to talk with a lawyer as soon as possible to help you navigate the situation. Dealing with Auto Accidents can be complex and stressful. If you have been involved in an Auto Accident and have questions call us today. Wil is glad to help answer any of your questions. Are you on Social Media? If so, be sure to check out this article: Is Social Media Costing You Money? Why you should stay offline after an injury accident.  A native of Barnwell, South Carolina and a Barnwell High graduate, Wil focuses on representing injured individuals throughout South Carolina. As a personal injury attorney, Wil fights to obtain just compensation for individual's injuries. Wil's practice is statewide, representing individuals throughout South Carolina who are injured. Prior to forming the Law Office of William H. Alexander, Wil completed a yearlong judicial clerkship for the Honorable Brian M. Gibbons in the Circuit Court of South Carolina, the highest civil and criminal trial court in South Carolina.
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