About 2 in every 3 people will be somehow affected by drunk driving in their lives.2
In 2014, 329 of the 824 traffic fatalities in South Carolina (about 40%) were alcohol-related.1 About 1 in 4 car wrecks with teenagers involves an underage drunk driver.2
Because of statistics like these, it is important for us all to help prevent drunk driving.
4 Ways to Help Prevent Drunk Driving
1.) If you decide to drink, be sure to assign a designated driver or call an Uber.
2.) Look out for your friends by making sure they have a sober ride home if they have been drinking
3.) Talk to your children & teens about the consequences of underaged drinking and driving
4.) Learn to detect the signs of a drunk driver, and report it when you suspect someone is driving drunk.
If you've been involved in an accident with a drunk driver its important to talk with a lawyer as soon as possible about your damages and injuries.
There are important circumstances that may come about regarding your potential claim because the at-fault party was a a drunk driver.
Dealing with car accidents - especially when the at-fault driver was drinking & driving, is a stressful and complex situation.
If you or a loved one has been injured in a car wreck involving a drunk driver and have questions, Attorney Wil Alexander, is happy to talk with you at any time.
1. (Source: http://www.alcoholalert.com/drunk-driving-statistics-south-carolina.html)
2. (Source: https://www.madd.org/the-problem/#drunkdriving)
South Carolina is blessed to have great warm weather for us all to enjoy. Often warm weather can contribute to car wrecks in ways we sometimes may not think about.
Here are 4 Ways Warm Weather Can Cause Car Accidents:
1.) Sun Glare
We’ve all experienced times when the glaring sun makes it difficult to drive. Often glaring sun can cause drivers to not be able to see stop signs or traffic lights, creating dangerous situations. Glaring sun can also cause drivers to not see cars traveling when they are turning or cause difficulty in seeing lanes of traffic further leading to dangerous driving situations.
2.) Vehicle Issues
Changing temperature can affect the air pressure in your tires and improperly inflated tires can increase the risk of failure. Hot weather can cause your tires to weaken and even fail, leading to dangerous driving conditions.2
3.)Increase of teenagers on the road
Teens are more likely than older drivers to underestimate dangerous situations while driving.3 During the warmer months (Spring & Summer) students are out having fun for Spring Break or Summer Break and are more likely to be on the roads.
Everyone enjoys a nice summer vacation to the beach, mountains, or just staying around town. With the increase of trips being taken for Spring Break and during the Summer, traffic increases. This increase in traffic can cause accidents to increase.
Dealing with a car accident is a stressful time and the process can be complex. If you have questions about your injury accident please feel free to contact our office at any time.
DISCLAIMER: THE MATERIALS ON THIS BLOG DO NOT CONSTITUTE LEGAL ADVICE NOR IS IT INTENDED TO BE LEGAL ADVICE . USE OF THIS SITE DOES NOT CREATE AN ATTORNEY-CLIENT RELATIONSHIP. PLEASE DO NOT SEND ANY CONFIDENTIAL INFORMATION TO US UNTIL SUCH TIME AS AN ATTORNEY-CLIENT RELATIONSHIP HAS BEEN ESTABLISHED.
What is Underinsured Motorist Coverage and how does it work?
When you are involved in a car accident and are not at-fault, the at-fault party is liable for bodily injuries caused by the accident.
Often injuries are so significant in an accident that the at-fault party does not have enough insurance coverage (liability coverage) to pay for the damages.
In these situations it is important to find out whether Underinsured Motorist Coverage (called "UIM") is available.
UIM operates similar to Uninsured motorist coverage (called "UM"), but instead protects you when the at-fault party does not have enough insurance coverage to cover the damages in your claim...meaning the at-fault party is “underinsured”.
In South Carolina, your insurance company is required to offer you the ability to purchase Underinsured Motorist Coverage but you are not required to make the purchase.
Underinsured motorist coverage operates as another blanket of protection that may be available to protect you, your family, or loved ones for injuries sustained in a car wreck.
Dealing with a car accident is a stressful time and the process can be complex. If you have questions about your injury accident and whether Underinsured Motorist Coverage may apply please feel free to contact our office at any time.
DISCLAIMER: THE MATERIALS ON THIS BLOG DOES NOT CONSTITUTE LEGAL ADVICE NOR IS IT INTENDED TO BE LEGAL ADVICE . USE OF THIS SITE DOES NOT CREATE AN ATTORNEY-CLIENT RELATIONSHIP. PLEASE DO NOT SEND ANY CONFIDENTIAL INFORMATION TO US UNTIL SUCH TIME AS AN ATTORNEY-CLIENT RELATIONSHIP HAS BEEN ESTABLISHED.
A new ambassador program is helping the Barnwell County Chamber of Commerce reach out to more people in the local business community.
Attorney Wil Alexander participates as an Ambassador for the Barnwell Chamber of Commerce.
The Chamber of Commerce provides a variety of resources for members, including professional development, networking events and free advertising.
Read more about the newly established Chamber Ambassador Program in The People-Sentinel at http://www.augustachronicle.com/news/20180321/ambassadors-seeks-to-promote-chamber-businesses
Multiple sources have confirmed that a self-driving Uber struck and killed a pedestrian in Arizona late Sunday evening.
The New York Times reports that "The Uber vehicle was in autonomous mode with a human safety driver at the wheel when it struck the woman". The New York Times also reports that Uber has currently suspended its testing of self-driving cars.
This is reportedly the first death involving an a self-driving vehicle and a pedestrian.
The news of this self-driving vehicle death further calls into question the safety of autonomous vehicles and laws surrounding the use and development of self-driving vehicles.
While self-driving cars have long been thought to be safer alternative to human drivers, there are serious questions remaining about the programming of these vehicles and the laws surrounding use of these vehicles.
If you have been involved in a car wreck with an uninsured at-fault driver don’t worry, you are not alone. Accidents where the at-fault driver is uninsured happen every day.
In fact, according to a 2017 study by the Insurance Research Council (IRC) approximately 1 in 8 drivers (or 13%) were uninsured in 2015. According to the IRC around 9.4% of drivers in South Carolina are uninsured.
If you are hit by an uninsured motorist or involved in a hit-and-run accident, uninsured motorist coverage can help protect you. Uninsured motorist coverage can help cover the policyholder and riders in the vehicle if injuries occur during the accident.
South Carolina law requires drivers to have Uninsured Motorist coverage at the minimum policy limits (25/50/25).
Importantly, this means that if you have car insurance in South Carolina you at least have Uninsured Motorist Coverage of 25/50/25.
As mentioned above, this Uninsured Motorist Coverage can be used to protect you and individuals in your covered vehicle if you were involved in an accident with an at-fault driver who does not have insurance.
After an accident it is important to gather whether an insured has insurance. A police officer in South Carolina will complete a report of the accident, typically called a form (FR-10), which says who has what insurance company.
This past weekend Wil coached the Carolina Shockers AAU basketball team in a tournament in North Charleston. The Shockers played hard and had a fun weekend of basketball. A favorite past time of Wil's he enjoys being involved Coaching this team in his time out of the office calling it "The highlight of my week".
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Some common Social Media mistakes made after an injury accident, include:
1.) Venting on Social Media - posting angry comments about the other party or insurance company should be avoided at all times. Although injury claims can sometimes be long and frustrating it is always important to stay respectful of the other party and insurance company.
2.) Posting Pictures - while it is tempting to post pictures of your accident, injury, or injury scene this should also be avoided. Think twice about posting pictures of your daily life on social media after your injury accident and throughout your injury claim, especially if you have experienced a significant or catastrophic injury.
3.) Accident/Health Updates - as exciting as it is to start feeling better after an injury, posting health updates online and on social media should be avoided. Although you may be feeling better, its best to leave medical determinations up to your Doctor and other medical professionals.
Instead of posting on social media you should use your cell phone to:
1.) Take Photos of the Accident Scene (if possible)
2. Write Notes about what happened & how you are feeling
3.) Focus on finding & getting medical treatment
Your cell phone (and social media) can assist you in several ways:
Photos of Accident Scene & Injuries: Your cell phone's camera can be a big help in getting photos of the accident scene & injuries sustained. Your cell phone can help you in taking, storing, and sending photos of your injury accident. Taking and keeping photos of your injury accident and scene can be very helpful in navigating your injury claim. If possible, take as many pictures as you (or a loved one) can of the injury accident scene.
Writing Notes: Writing notes about your experience after your injury accident is a good idea. Your injury claim will typically be a long process and you may forget important details. Things such as your emotional reaction to your injury accident, the impact your injury has on your daily life, etc. are important to note throughout your injury claim.
Writing notes about treatments you have received and what doctors you have seen is also helpful. Be sure to keep notes about how your injury accident has impacted your day to day life and relationships with family & friends. Having more information is always most helpful.
Most cell phones have useful, built in notes apps that can be used to keep up with this information.
Finding & Getting Medical Treatment: After an injury accident you should focus on getting medical treatment for your injuries. Receiving medical treatment for your injuries is important to your long term health and well being. No matter what you believe to be the level of severity of your injury, you should always seek professional guidance after your injury accident.
One tip is to use your cell phone to search online for doctors, physical therapists, chiropractors, neurologists or other specialists that could assist in your treatment. Your cellphone and social media sites can be useful in finding health professionals & helping you remember to attend medical treatment sessions.
Keeping track of your medical treatment dates and attorney appointments: Your cell phone is a great tool to help keep up with important medical treatment dates, meeting times with your lawyer, and other important dates.
Using your cell phone to search online for doctors, physical therapists, chiropractors, neurologists or other specialists that could assist in your treatment can be very helpful.
Cell phone apps such as Google Calendar, Sunrise Calendar, and Pocketlife Calendar, can help keep you up to date with medical treatment and attorney appointments, helping be sure you do not forget them.
Remember to avoid the common social media mistakes made after an injury accident throughout your potential injury claim.
Dealing with a personal injury can be a complex, stressful time. We are also always happy to answer any questions you may have. Free free to call us anytime.
*THE MATERIALS ON THIS SITE DO NOT CONSTITUTE LEGAL ADVICE. USE OF THIS SITE DOES NOT CREATE AN ATTORNEY-CLIENT RELATIONSHIP. ATTORNEY WIL ALEXANDER IS RESPONSIBLE FOR THE CONTENT OF THIS SITE. THE ATTORNEY WHO WILL REPRESENT YOU IS PRIMARILY BASED IN BARNWELL. PLEASE DO NOT SEND ANY CONFIDENTIAL INFORMATION TO US UNTIL SUCH TIME AS AN ATTORNEY-CLIENT RELATIONSHIP HAS BEEN ESTABLISHED. PLEASE BE ADVISED THAT EACH CASE IS UNIQUE. THIS DOES NOT CONSTITUTE A PROMISE OR GUARANTEE ANY FUTURE OUTCOME.*
What is an insurance adjuster?
An insurance adjuster (sometimes called a claims adjuster) is a person who works for an insurance company and whose job is to decide how much money the insurance company will pay people when they are injured or when their property is damaged, lost, or stolen. (Source)
What does an insurance adjuster do?
An insurance adjuster's job is to try and determine how much an insurance company should compensate an individual for his/her personal injuries or property damages. An insurance adjuster's role is to help the insurance company pay the lowest amount possible for a property or injury claim. Adjusters may handle "property claims" involving damage to buildings & structures, or "liability claims" involving personal injuries of third-party property damage from liability situations, such as car wrecks or slip & falls. (Source)
Throughout the Claims Process Insurance Adjusters will typically:
-Verify if an insurance policy exists for the insured person.
-Investigate risk(s) of loss(es), or damages to property, including the loss of property and or bodily injury.
-After completing the above investigations, the adjuster will evaluate the covered injuries and/or damages.
-Negotiate a settlement for a claim(s) [insurance adjusters try to settle claims as quickly and inexpensively as possible] (Source)
An insurance adjuster will most likely contact you shortly after you have been involved in an accident. The insurance adjuster will generally ask you to make a statement about your accident and what happened. He or she may even ask if you would make a written or recorded statement.
It is best to avoid making statements to an insurance adjuster until you speak with your lawyer.
Dealing with injuries and insurance claims can be complex and stressful. If you have been injured and have questions call Wil today.
**The information on this blog is not intended as legal advice. You should always consult a lawyer if you have questions about your potential legal claim**
Attorney Wil Alexander wants to keep you up to date with new legal developments and other news. Please be advised these blog posts do not constitute legal advice and you should always consult a lawyer with your legal questions.